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How to File a Motor Vehicle Claim If your vehicle is damaged during an accident, it is necessary to file an insurance claim. It's important to understand how this process is carried out. motor vehicle accident attorney thornton will be sent by the insurance company to examine the damage to your vehicle. It's not necessary to be present for the inspection, but you must bring your insurance policy along with any other relevant documentation. Take Pictures Have you ever watched a crime drama that has investigators combing through every square inch of the scene and take photos of the tiniest detail—from footprints to discarded chocolate wrappers? Apply the same rigor to your accident scene. It is important to take note as much as you can of the incident as it happens, so you can be able to prove your case later on. Photographs of the damage to both vehicles is a must however, you should also think about taking close-ups of the damaged areas. These photos can help insurance companies and experts witnesses as they determine the dimensions of different objects. Capture reference points, like the location of traffic lights or stop signs, in your photos. These can be used to determine the actions of the driver at fault for the accident. If you're able to take pictures of the other driver and their passengers, as well as any witnesses. You may be able to take a picture of their license plate. Take pictures of emergency responders, their vehicles and anyone who is put on a gurney or in an ambulance. Make sure to submit the photos to the insurance company only if directed by your attorney or if ordered to do so by a court. If you do not, you could be providing evidence against your own claim. For instance, if you change the date stamp on your photos after the accident, it can make insurance companies doubt the validity of your claim. Seek Medical Attention In the event of an accident the first thing to do is seek medical attention. This is not only important for your health, but it also ensures that any injuries you have are documented. Many personal injury lawsuits require reimbursement for medical bills and other damages. Medical records are vital for your claim. Even if you're not experiencing any noticeable signs, you should schedule an appointment with your primary physician or an emergency room. Your doctor will offer you an assessment of your injuries, and also perform an exhaustive medical assessment. They will also be able to provide you with the appropriate treatment. Follow the doctor's treatment plan will allow you recover quicker and help strengthen your case. This includes filling your prescriptions, using any over-the counter medication, participating in physical therapy, observing instructions regarding time off from work, and attending follow-up appointments. It is essential to avoid saying anything that an insurance adjuster could mistakenly interpret. The insurance company might try to deny the injuries you have suffered in order to reduce or deny the amount of compensation you receive. This is the reason it is advised to not speak with any insurance adjusters unless you have an attorney present with you. Contact an attorney Legal representation is crucial for injured parties. Lawyers can assist them in managing their stress and determine where to focus their energy. Attorneys can also weigh the facts and evidence of a case to determine whether it is worth fighting for in court. The insurance company is first and foremost a business and their objective is to collect as much money from insureds as they can while paying as little as is possible (in the theory). If you are in the midst of an accident, it may be tempting to take a lowball offer early on because it seems the easiest thing to do. This could lead to disastrous consequences in the future. When you submit an insurance claim the adjuster for your insurance will come out to evaluate the damage to your car and will review receipts for personal property damages and medical bills. They may also question witnesses and review records from the police. Before meeting with an adjuster it is a good idea to get estimates for repairs from local auto repair shops or contractors. This will help them understand what they can expect for repairs. An experienced motor vehicle attorney can assure that all the information required is in place and the right documents are provided to the insurance company. They can also give advice and suggestions about how to handle an insurance adjuster, the best way to handle the settlement process and what to do when an insurance provider is not responsive or has a shady behavior.